Serving Colorado, New Mexico, Wyoming, and beyond.
The Challenges Insurance Agents Face
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Multi-state complexity: Cross-border sales can trigger confusing tax obligations.
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Missed deductions: Licensing/CE, mileage, marketing, software, and home office often go under-captured.
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Quarterly tax pressure: Guessing at estimates leads to penalties or big April bills.
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Cash-flow gaps: Irregular commission cycles make budgeting tricky.
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Disorganized records: Commingled expenses = headaches at tax time.
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Overpaying in taxes: Sub-optimal business structure can cost thousands.
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Time drain: Admin pulls you away from producers and clients.
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No retirement plan: Lack of a tax-smart plan risks future security.
How We Help Insurance Agencies
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Bookkeeping & close: Clean, organized books with monthly financials (P&L, Balance Sheet, Cash Flow).
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Tax preparation & filing: Individuals (1040) and entities (1120S/1065/1120); multi-state supported.
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Payroll & compliance: W-2 staff and 1099 vendors, new-hire reporting, year-end W-2/1099s.
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Deductions captured: Track industry-specific expenses (licensing, CE, E&O, CRM/AMS, marketing, travel).
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Estimated-tax guidance: No more guesswork on quarterlies.
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Entity & compensation advice: Choose (or optimize) LLC/S-Corp/C-Corp and set reasonable compensation for owners.
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Retirement & exit considerations: Options that fit agency cash flow and long-term goals.
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Audit-ready records: Packages your returns and support so exams go smoother.
Why Agents Choose Us
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​​​Industry-aware workflows for P&C and Life/Health agencies
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Proactive, year-round guidance (when engaged)
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Clear, jargon-free communication
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Virtual, secure, paperless operations
Results You Can Expect
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Fewer surprises and penalties
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Cleaner books and clearer cash flow
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Accurate, on-time filings—multi-state included
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Better owner pay and take-home after taxes
FAQ:
Do you work with agencies across multiple states?
Yes. We routinely prepare multi-state returns and handle related compliance.
Can you prepare my individual return too?
Yes. Owner 1040s are common alongside business returns—coordination avoids mismatches.
What about 1099 vs W-2 producers?
Classification depends on facts and state rules. We’ll review your situation and point out risks.
Do I need an S-Corp to save taxes?
Maybe. We’ll analyze profit, payroll, and state considerations before recommending changes.
How do we start?
Click below and complete the Agency Owner Assessment (takes 2 minutes). We’ll follow up by email.